Low-Cost Commercial
Real Estate Financing
for Business Borrowers & Investors
Retail properties aren’t one size fits all – your loan structure shouldn’t be treated that way, either. Whether you’re acquiring a new property, interested in a build-to-suit opportunity, or looking to enhance your existing space, we can provide you with the right type of funding for your next venture.
Our specialists review your application in the context of your unique business position, looking at a variety of factors to secure the lowest possible interest rate. Plus, our transparent, tech-forward methodology allows you to move quickly and confidently through the application process, letting you focus on day-to-day operations and growth, rather than financing complexities.
DAYCARE
GAS STATION & C-STORE
SUPERMARKET
AUTO DEALERSHIP
CLOTHING STORE
CAR WASH
Our Lending Platform
BUSINESS REAL ESTATE LOANS FOR OWNERS/OPERATORS
SBA 504
$1 million - $15 million
- Low-cost, high leverage
financing for business real estate - Purchase, refinance, rehab, ground-up construction
- Up to 90% LTV
Conventional
$1 million - $10 million
- Perm financing for stabilized
business real estate assets - Purchase, refinance
- Up to 75% LTV
Working Capital
$250,000 - $5 million
- High leverage financing
for eligible business uses - Working capital, equipment, debt
consolidation, business acquisition,
commercial real estate acquisition - Up to 90% LTV
SBA-to-SBA Refinance
With rates expected to rise multiple times in 2022 and 2023, thousands of floating rate SBA 7a borrowers will be hit with huge increases to their monthly payments. To mitigate this risk, the SBA changed their guidelines and now allows SBA-to-SBA refinancing.
If you’re an SBA 7a real estate borrower, you may be eligible to refinance your floating rate debt with a low-cost, fixed-rate SBA 504 loan. You can potentially save tens of thousands of dollars on interest payments.
Why Liberty SBF
- Nationwide small-balance industrial real estate lender
- Deep SBA, conventional, and bridge lending expertise to get your loan closed quickly
- Competitive pricing to save you money
- Specializing in loan sizes up to $15,000,000
- Over $2 billion in funded loans
- Best-in-class management and technology
How to Apply
Complete your entire application online through our secure portal.
Step1
Register for our secure online portal.
Step2
Fill out and submit an online application (takes less than 30 minutes).
Step3
Get connected with a loan officer and get your quote.
