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Better execution. Better service.

A better lender.

We provide reliable, low-cost financing to businesses and property investors across the US. Apply today for a loan between $500,000 and $15 million and receive a quote within 48 hours, subject to qualification. Close quickly, with confidence.

A better lender.

Applying For A Loan

We’ve invested in best-in-class resources and streamlined our approach to make things easy and get you funded fast. Our application process typically goes like this:

Step 1

Fill out a short form to give us an idea of who you are and what type of financing you need.

Step 2

We’ll instantly email you a link to register for our secure online application portal. Set up your user credentials and start the loan application that best fits your needs.

Step 3

Hit Submit and we’ll provide you a quote within 24 hours.

Complete your portal registration and submit an application today.

Which Loan is Right for My Business?

Commercial Real Estate Financing for Businesses

Commercial Real Estate Financing for Businesses

$1 Million - $15 Million

SBA 504 / Conventional

Best for business owners looking to purchase or refinance a commercial property. Note that your organization must occupy (or plan to occupy) at least 51% of the space for SBA 504 and at least 30% of the space for Conventional. Up to 90% LTV.

Working Capital for Small Businesses

Working Capital for Small Businesses

$500,000 - $5 Million

SBA 7a

Best for business owners who need to finance business acquisitions, working capital, equipment, or small balance commercial real estate. Up to 90% LTV.

Commercial Real Estate Financing for Investors

Commercial Real Estate Financing for Investors

$2 Million - $10 Million


Best for multifamily or commercial property investors who require fast, short-term financing for property acquisitions, construction, repositioning, lease-up, or refinancing/DPO. Up to 75% LTV.

Construction & Improvement Lending

If it’s time for your business to expand, you may decide to invest in construction to get exactly what you need out of your real estate. Liberty SBF has demonstrated experience in construction lending and capital expenditures, allowing you to confidently focus on growth while we handle the financing intricacies. Whether you’re renovating, repositioning, or building from the ground up, we offer fast and flexible loan structures to support your project from start to finish.

Why Liberty SBF

We’re a non-bank lender with over 10 years of experience providing low-cost capital to business owners and property investors. With close ties to the SBA, we’re held accountable to high standards and best practices, but our methodology offers quicker processing, more flexibility, and less headaches than working with a traditional bank. You’ll also get the lowest possible rates and a customized approach for your specific business scenario.

  • Loan amounts from $500,000 - $15 million
  • Up to 90% LTV
  • Flexible terms and quick closing
  • Fast, easy and free online application
  • Get a quote within 24 hours (subject to qualification)

We leverage a transparent, tech-forward approach. Your comfort and understanding comes first.

Our Experience

$2 Billion+

$2 Billion+

in Funding


Loans Funded


Nationwide Relationships
10 years

10 years

in Business

What Our Customers Are Saying